Caresource silver indiana high deductible

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Silver plans are a good choice if you quality for 'extra savings' or if you want to pay a slightly higher premium than Bronze plans to have more of your care covered. The premium is the amount you pay for health insurance each month. This does not include other healthcare costs such as your deductible, copayments, and coinsurance.

Your premium depends on who is covered by the insurance and their ages. Generally, premiums increase if there are more people covered or if people covered are older. Our data is directly sourced from Healthcare. The plan is offered by the U. Overview Contact Coverage Deductible Premium. Overview Plan issuer CareSource.

Child-only offering Allows Adult and Child-Only. Adult dental coverage No. Child dental coverage Yes. Metal level Silver The metal type provides an estimate of how you and your insurance split the costs of healthcare.

Silver plans have: Moderate monthly premium Moderate costs when you need care Deductibles are usually lower than that those of Bronze plans Silver plans are a good choice if you quality for 'extra savings' or if you want to pay a slightly higher premium than Bronze plans to have more of your care covered. Be guaranteed issue — You can't be denied coverage or charged more based on factors such as your health history and gender. Cover specified preventive care at no additional cost — These "free" preventive services come in three categories all adults, women, children and include certain screenings, vaccinations, and condition-related counseling.

You can't be charged a copay or coinsurance for these preventive services, even if you haven't met your plan's deductible. While Obamacare plans have to comply with the guidelines mentioned above, they do come in a few different forms to accommodate where you are in life. After all, your healthcare needs will change along with you. For example: As you make career moves, your finances shrink or expand, when you turn 26 and age off your parent's health insurance, if you decide to start a family, or as your health status stays strong or enters periods that require more medical attention.

In general, the lower the premium, the higher the deductible, and vice versa. That means your household budget and typical healthcare needs come into play. Maybe you're relatively healthy and want to keep your monthly premium costs low, then a bronze plan may feel like the right choice.

Or perhaps you have ongoing health concerns that require more frequent care and prescription medications, then a gold plan with a lower deductible may feel more comfortable. There are also catastrophic plans, which are available to individuals under 30 or those who have a hardship or affordability exemption, regardless of age.

They don't qualify for ACA subsidies, though. That means you may want to consider a plan in one of the metal categories if you're eligible for a subsidy—your premium and deductible could potentially be less.

ACA health insurance plans are categorized into what are known as the metal levels according to their actuarial values. On average, it works out as follows:. When is open enrollment for Obamacare health insurance?

What are special enrollment periods? Click or call to find plans in your area. We are a licensed insurance agency and provide information on insurance products.

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The health insurance market has changed significantly over the years. Learning Center Articles reflect the market at the time they were published and may no longer be applicable. Find Health Plans. Get Help. Open menu. Online quoting experience by.